/* ==========================================================================
   Gifted Hands Financial — shared stylesheet
   Motif: a well-kept ledger. Hairline rules, tick marks, dotted leaders,
   two-digit row numbers, and columns that line up like a balance sheet.
   ========================================================================== */

:root{
  --ink:#0a1019;          /* page */
  --panel:#0f1c28;        /* raised panel */
  --panel-2:#132434;      /* hover / nested */
  --rule:#1c3040;         /* hairlines */
  --blue:#3b92c4;
  --blue-bright:#7cc9f0;
  --brass:#c9a96a;        /* used sparingly: money, pricing, the Blueprint */
  --silver:#a9b9ca;
  --paper:#f4f8fc;
  --max:1180px;
  --pad:26px;
  --ease:cubic-bezier(.22,.61,.36,1);
}

*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{
  background:var(--ink);
  color:var(--paper);
  font-family:'Poppins',sans-serif;
  font-weight:300;
  font-size:16px;
  line-height:1.72;
  overflow-x:hidden;
}
img{max-width:100%;display:block}
a{color:inherit}
:focus-visible{outline:2px solid var(--blue-bright);outline-offset:3px}

/* fine paper grain — fixed, non-interactive */
body::after{
  content:"";position:fixed;inset:0;z-index:1;pointer-events:none;opacity:.32;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='3'/%3E%3C/filter%3E%3Crect width='140' height='140' filter='url(%23n)' opacity='.35'/%3E%3C/svg%3E");
}

.wrap{max-width:var(--max);margin:0 auto;padding:0 var(--pad)}
.narrow{max-width:820px}

/* ---------- ledger rule (signature motif) ---------- */
.rule{position:relative;height:14px;margin:26px 0}
.rule::before{content:"";position:absolute;left:0;right:0;top:6px;height:1px;
  background:linear-gradient(90deg,var(--blue),rgba(59,146,196,.08))}
.rule::after{content:"";position:absolute;left:0;top:0;width:2px;height:14px;background:var(--blue)}
.rule i{position:absolute;top:1px;width:1px;height:11px;background:rgba(59,146,196,.5)}
.rule i:nth-of-type(1){left:22%}
.rule i:nth-of-type(2){left:46%}
.rule i:nth-of-type(3){left:70%}

/* ---------- typography ---------- */
.eyebrow{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;font-size:15px;
  letter-spacing:.3em;text-transform:uppercase;color:var(--blue);
}
h1,h2,h3,.display{font-family:'Bebas Neue',sans-serif;font-weight:400;letter-spacing:.02em;line-height:1.04}
h1{font-size:clamp(48px,7.4vw,92px)}
h2{font-size:clamp(36px,4.6vw,56px)}
h3{font-size:clamp(24px,2.4vw,30px);letter-spacing:.03em}
.lede{color:var(--silver);max-width:640px;font-size:17.5px}
.tight{max-width:none}
em.accent{font-style:normal;color:var(--blue)}
strong{font-weight:500;color:var(--paper)}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;gap:10px;
  font-family:'Barlow Condensed',sans-serif;font-weight:600;font-size:17px;
  letter-spacing:.15em;text-transform:uppercase;text-decoration:none;
  padding:13px 26px;border:1px solid var(--blue);background:var(--blue);color:#08111a;
  transition:background .22s var(--ease),border-color .22s var(--ease),transform .22s var(--ease);
  cursor:pointer;
}
.btn:hover,.btn:focus-visible{background:var(--blue-bright);border-color:var(--blue-bright);transform:translateY(-2px)}
.btn.ghost{background:transparent;color:var(--blue)}
.btn.ghost:hover,.btn.ghost:focus-visible{background:var(--blue);color:#08111a}
.btn.brass{background:var(--brass);border-color:var(--brass)}
.btn.brass:hover,.btn.brass:focus-visible{background:#dcc189;border-color:#dcc189}
.cta-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}

/* ---------- header ---------- */
header{
  position:sticky;top:0;z-index:60;
  background:rgba(10,16,25,.92);backdrop-filter:blur(12px);
  border-bottom:1px solid var(--rule);
}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;flex-shrink:0}
/* the wordmark is dark-on-transparent artwork, so it sits on a light plate */
.brand .logo-img{
  display:block;height:40px;width:auto;flex-shrink:0;
  background:#fff;padding:6px 11px;border-radius:3px;
  transition:box-shadow .3s var(--ease);
}
.brand:hover .logo-img,.brand:focus-visible .logo-img{box-shadow:0 0 0 2px rgba(59,146,196,.55)}
.foot-grid .brand .logo-img{height:52px}
.nav-links{display:flex;gap:22px;list-style:none;align-items:center}
.nav-links a{
  text-decoration:none;font-family:'Barlow Condensed',sans-serif;font-weight:500;font-size:16px;
  letter-spacing:.11em;text-transform:uppercase;color:var(--silver);
  padding:4px 0;border-bottom:1px solid transparent;transition:color .2s,border-color .2s;
}
.nav-links a:hover,.nav-links a:focus-visible{color:var(--blue-bright)}
.nav-links a.active{color:var(--paper);border-bottom-color:var(--blue)}
.nav-links .nav-cta{display:none} /* the header button covers desktop; this is the mobile-menu CTA */
.nav .btn{padding:11px 20px;font-size:16px}
.menu-btn{
  display:none;background:none;border:1px solid var(--rule);color:var(--paper);
  font-family:'Barlow Condensed',sans-serif;letter-spacing:.16em;text-transform:uppercase;
  padding:9px 15px;font-size:15px;cursor:pointer;
}

/* ---------- sections ---------- */
main{position:relative;z-index:2}
section{padding:96px 0;position:relative}
section.alt{background:var(--panel);border-block:1px solid var(--rule)}
.section-head{max-width:760px;margin-bottom:54px}
.section-head h2{margin-top:10px}
.section-head .lede{margin-top:18px}

/* ---------- hero ---------- */
.hero{padding:96px 0 84px;overflow:hidden}
.hero::before{ /* ruled-ledger paper */
  content:"";position:absolute;inset:0;pointer-events:none;
  background:repeating-linear-gradient(to bottom,transparent 0 47px,rgba(169,185,202,.045) 47px 48px);
  -webkit-mask-image:linear-gradient(to bottom,#000 0%,#000 62%,transparent 100%);
  mask-image:linear-gradient(to bottom,#000 0%,#000 62%,transparent 100%);
}
.hero::after{ /* soft column of light, off-centre */
  content:"";position:absolute;top:-180px;right:-140px;width:620px;height:620px;pointer-events:none;
  background:radial-gradient(circle,rgba(59,146,196,.16),transparent 68%);
}
.hero .wrap{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}
.hero h1 span{color:var(--blue)}
.hero .lede{margin-top:26px;font-size:18px}

/* founder portrait — same offset-frame motif as the statement card */
.portrait{
  position:relative;margin:0 0 0 auto;max-width:420px;
  border:1px solid var(--rule);background:var(--panel);isolation:isolate;
}
.portrait::before{
  content:"";position:absolute;top:12px;left:12px;right:-12px;bottom:-12px;
  border:1px solid rgba(59,146,196,.35);z-index:-1;
}
.portrait img{display:block;width:100%;height:auto}
.portrait figcaption{
  position:absolute;left:0;right:0;bottom:0;padding:38px 24px 18px;
  background:linear-gradient(to top,rgba(10,16,25,.95),rgba(10,16,25,.7) 46%,rgba(10,16,25,0));
}
.portrait .p-name{
  font-family:'Bebas Neue',sans-serif;font-size:29px;letter-spacing:.05em;
  color:var(--paper);line-height:1.1;
}
.portrait .p-title{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.2em;
  text-transform:uppercase;font-size:12.5px;color:var(--blue-bright);margin-top:3px;
}

/* statement card — the balance-sheet visual in place of stock art */
.statement{
  border:1px solid var(--rule);background:var(--panel);padding:30px 28px 26px;position:relative;
  /* own stacking context, so the offset frame below is not painted behind a
     section background (negative z-index sits under in-flow block backgrounds) */
  isolation:isolate;
}
.statement::before{
  content:"";position:absolute;top:9px;left:9px;right:-9px;bottom:-9px;
  border:1px solid rgba(59,146,196,.35);z-index:-1;
}
.statement .cap{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.24em;
  text-transform:uppercase;font-size:12px;color:var(--blue);
}
.statement h2{font-size:34px;margin:8px 0 18px;line-height:1.05}
.statement dl{display:grid;gap:0;font-size:14.5px}
.statement dl div{display:flex;align-items:baseline;gap:10px;padding:11px 0;border-bottom:1px dashed var(--rule)}
.statement dl div:last-child{border-bottom:0}
.statement dt{
  color:var(--silver);font-family:'Barlow Condensed',sans-serif;letter-spacing:.1em;
  text-transform:uppercase;font-size:13.5px;flex:0 0 auto;
}
/* dotted leader, drawn between the term and its figure like a statement line */
.statement dd{
  flex:1;display:flex;align-items:baseline;gap:10px;justify-content:flex-end;
  font-family:'Bebas Neue',sans-serif;font-size:19px;letter-spacing:.04em;color:var(--paper);
}
.statement dd::before{content:"";flex:1;border-bottom:1px dotted rgba(169,185,202,.35);transform:translateY(-4px)}
.statement dd.on{color:var(--blue-bright)}
.statement dd a{text-decoration:none}
.statement dd a:hover{color:var(--blue-bright)}

/* trust strip */
.trust{
  display:grid;grid-template-columns:repeat(4,1fr);gap:28px;
  margin-top:70px;padding-top:30px;border-top:1px solid var(--rule);
}
.trust div{font-family:'Barlow Condensed',sans-serif;letter-spacing:.13em;text-transform:uppercase;font-size:14px;color:var(--silver)}
.trust b{display:block;font-family:'Bebas Neue',sans-serif;font-size:31px;letter-spacing:.03em;color:var(--paper);font-weight:400}
.trust b em{font-style:normal;color:var(--blue)}

/* page header (interior pages) */
.page-head{padding:78px 0 62px;position:relative;overflow:hidden}
.page-head::after{
  content:"";position:absolute;top:-220px;left:-120px;width:560px;height:560px;pointer-events:none;
  background:radial-gradient(circle,rgba(59,146,196,.13),transparent 70%);
}
.page-head .wrap{position:relative;z-index:2}
.page-head h1{font-size:clamp(42px,6vw,76px)}
.page-head .lede{margin-top:22px;font-size:18px}
.crumb{
  font-family:'Barlow Condensed',sans-serif;letter-spacing:.22em;text-transform:uppercase;
  font-size:13px;color:var(--silver);margin-bottom:16px;
}
.crumb a{color:var(--blue);text-decoration:none}
.crumb a:hover{color:var(--blue-bright)}

/* ---------- ledger list (services / features) ---------- */
.ledger-list{border-top:1px solid var(--rule)}
.row{
  display:grid;grid-template-columns:64px 1.05fr 1.35fr auto;gap:28px;align-items:start;
  padding:30px 14px 30px 4px;border-bottom:1px solid var(--rule);
  position:relative;transition:background .25s var(--ease),padding-left .25s var(--ease);
  text-decoration:none;
}
a.row:hover,a.row:focus-visible{background:var(--panel-2);padding-left:18px}
.row .num{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;font-size:13px;letter-spacing:.18em;
  color:var(--blue);padding-top:8px;
}
.row h3{margin:0}
.row .desc{color:var(--silver);font-size:15px}
.row .go{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.16em;text-transform:uppercase;
  font-size:14px;color:var(--blue);white-space:nowrap;padding-top:6px;
  display:flex;align-items:center;gap:9px;
}
.row .go::after{content:"→";transition:transform .25s var(--ease)}
a.row:hover .go::after,a.row:focus-visible .go::after{transform:translateX(6px)}
.row .go.plain::after{content:none}

/* ---------- panel cards (used where a grid genuinely fits) ---------- */
.panels{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--rule);border:1px solid var(--rule)}
.panel{background:var(--ink);padding:34px 30px;display:flex;flex-direction:column;transition:background .25s var(--ease)}
.panel:hover{background:var(--panel-2)}
.alt .panel{background:var(--panel)}
.alt .panel:hover{background:var(--panel-2)}
.panel .code{font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.22em;font-size:12.5px;color:var(--blue);text-transform:uppercase}
.panel h3{margin:10px 0 12px}
.panel p{color:var(--silver);font-size:15px;flex:1}
.panel .link{
  display:inline-block;margin-top:20px;font-family:'Barlow Condensed',sans-serif;font-weight:600;
  letter-spacing:.16em;text-transform:uppercase;font-size:14px;color:var(--blue);
  text-decoration:none;border-bottom:1px solid transparent;align-self:flex-start;
}
.panel .link:hover,.panel .link:focus-visible{color:var(--blue-bright);border-color:var(--blue-bright)}

/* checklist */
.checks{list-style:none;display:grid;gap:12px;margin-top:26px}
.checks li{position:relative;padding-left:26px;color:var(--silver);font-size:15.5px}
.checks li::before{
  content:"";position:absolute;left:0;top:11px;width:11px;height:1px;background:var(--blue);
}
.checks strong{display:block;color:var(--paper);font-weight:500}

/* two-column split */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:72px;align-items:center}
.split.top{align-items:start}
.split.wide-left{grid-template-columns:1.25fr .75fr}

/* ---------- pricing tiers ---------- */
.tiers{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:stretch}
.tier{
  background:var(--panel);border:1px solid var(--rule);padding:36px 30px;
  display:flex;flex-direction:column;position:relative;transition:border-color .25s var(--ease),transform .25s var(--ease);
}
.tier:hover{border-color:rgba(59,146,196,.55);transform:translateY(-4px)}
.tier.feature{border-color:var(--blue);background:var(--panel-2)}
@media (min-width:981px){.tier.feature{margin-top:-18px;padding-bottom:54px}}
.tier .tag{
  position:absolute;top:-12px;left:28px;background:var(--blue);color:#08111a;
  font-family:'Barlow Condensed',sans-serif;font-weight:600;font-size:12.5px;letter-spacing:.2em;
  text-transform:uppercase;padding:3px 12px;
}
.tier .who{
  color:var(--silver);font-size:13px;margin:4px 0 18px;font-family:'Barlow Condensed',sans-serif;
  letter-spacing:.13em;text-transform:uppercase;font-weight:500;
}
.tier .price{font-family:'Bebas Neue',sans-serif;font-size:42px;color:var(--brass);line-height:1;letter-spacing:.02em}
.tier .per{color:var(--silver);font-size:13px;margin-bottom:22px}
.tier ul{list-style:none;display:grid;gap:11px;flex:1;margin-bottom:26px}
.tier li{color:var(--silver);font-size:14.5px;padding-left:20px;position:relative;line-height:1.55}
.tier li::before{content:"";position:absolute;left:0;top:11px;width:10px;height:1px;background:var(--blue)}
.callout{
  margin-top:30px;border:1px dashed rgba(201,169,106,.6);padding:26px 30px;
  display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;
  background:rgba(201,169,106,.045);
}
.callout p{color:var(--silver);font-size:15.5px;max-width:660px}
.callout b{color:var(--brass);font-weight:500}

/* ---------- blueprint modules ---------- */
.modules{
  border:1px solid var(--brass);padding:42px 38px;position:relative;background:var(--panel);
}
.modules::before{content:"";position:absolute;top:10px;left:10px;right:-10px;bottom:-10px;border:1px solid var(--rule);z-index:-1}
.modules .tm{font-family:'Bebas Neue',sans-serif;font-size:38px;letter-spacing:.04em;line-height:1.08}
.modules .tm span{color:var(--brass)}
.modules ol{list-style:none;counter-reset:mod;margin-top:26px;display:grid;gap:11px}
.modules ol li{
  counter-increment:mod;color:var(--silver);font-size:14.5px;display:flex;gap:15px;align-items:baseline;
  padding-bottom:11px;border-bottom:1px dashed var(--rule);
}
.modules ol li:last-child{border-bottom:0;padding-bottom:0}
.modules ol li::before{
  content:counter(mod,decimal-leading-zero);font-family:'Barlow Condensed',sans-serif;font-weight:600;
  color:var(--brass);font-size:13px;letter-spacing:.1em;flex-shrink:0;
}

/* ---------- process steps ---------- */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:34px;counter-reset:step}
.step{border-top:2px solid var(--blue);padding-top:22px}
.step::before{
  counter-increment:step;content:"Step " counter(step);
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.24em;
  text-transform:uppercase;font-size:13px;color:var(--blue);
}
.step h3{margin:10px 0 8px}
.step p{color:var(--silver);font-size:15px}

/* ---------- partner list ---------- */
.partners{display:grid;gap:12px}
.partners div{
  border:1px solid var(--rule);padding:17px 22px;display:flex;justify-content:space-between;
  align-items:center;gap:16px;background:var(--ink);transition:border-color .22s var(--ease)
}
.partners div:hover{border-color:rgba(59,146,196,.5)}
.partners b{font-weight:500;font-size:15.5px}
.partners span{font-family:'Barlow Condensed',sans-serif;letter-spacing:.16em;text-transform:uppercase;font-size:12px;color:var(--blue);text-align:right}

/* ---------- quote ---------- */
.quote{border-left:2px solid var(--blue);padding-left:28px}
.quote p{font-family:'Barlow Condensed',sans-serif;font-weight:500;font-size:25px;line-height:1.42;color:var(--paper)}
.quote cite{
  display:block;margin-top:16px;color:var(--blue);font-style:normal;
  font-family:'Barlow Condensed',sans-serif;letter-spacing:.16em;text-transform:uppercase;font-size:13px;
}

/* ---------- portal strip ---------- */
.portal{background:var(--panel);border-block:1px solid var(--rule);padding:42px 0;position:relative;z-index:2}
.portal .wrap{display:flex;justify-content:space-between;align-items:center;gap:26px;flex-wrap:wrap}
.portal h3{font-size:29px}
.portal h3 span{color:var(--blue)}
.portal p{color:var(--silver);font-size:15px;max-width:600px;margin-top:6px}
.portal .soon{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.2em;text-transform:uppercase;
  font-size:13px;color:#08111a;background:var(--blue);padding:6px 15px;white-space:nowrap;
}

/* ---------- forms hub ---------- */
.forms-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}
.form-card{
  display:flex;justify-content:space-between;align-items:center;gap:20px;padding:26px 28px;
  background:var(--ink);border:1px solid var(--rule);text-decoration:none;
  transition:border-color .22s var(--ease),transform .22s var(--ease);
}
.alt .form-card{background:var(--panel)}
.form-card:hover,.form-card:focus-visible{border-color:var(--blue);transform:translateX(5px)}
.form-card h3{font-size:23px}
.form-card p{color:var(--silver);font-size:14px;margin-top:5px}
.form-card .go{font-family:'Bebas Neue',sans-serif;color:var(--blue);font-size:26px;flex-shrink:0}

/* ---------- FAQ ---------- */
.faq{border-top:1px solid var(--rule)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{
  cursor:pointer;list-style:none;padding:24px 40px 24px 0;position:relative;
  font-family:'Barlow Condensed',sans-serif;font-weight:500;font-size:20px;letter-spacing:.02em;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"+";position:absolute;right:8px;top:22px;color:var(--blue);
  font-family:'Bebas Neue',sans-serif;font-size:26px;transition:transform .25s var(--ease);
}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq summary:hover{color:var(--blue-bright)}
.faq .answer{color:var(--silver);font-size:15.5px;padding:0 40px 26px 0;max-width:900px}

/* ---------- contact ---------- */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}
.contact-grid .stack{display:grid;gap:30px;align-content:start}
.contact-list{list-style:none;display:grid;gap:22px;margin-top:30px}
.contact-list li{border-left:2px solid var(--blue);padding-left:18px}
.contact-list .label{font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.22em;text-transform:uppercase;font-size:13px;color:var(--blue)}
.contact-list a{text-decoration:none;color:var(--paper);border-bottom:1px solid transparent}
.contact-list a:hover{color:var(--blue-bright);border-color:var(--blue-bright)}
.hours{background:var(--panel);border:1px solid var(--rule);padding:34px}
.hours h3{margin-bottom:18px}
.hours table{width:100%;border-collapse:collapse;font-size:15px;color:var(--silver)}
.hours td{padding:10px 0;border-bottom:1px dashed var(--rule)}
.hours tr:last-child td{border-bottom:0}
.hours td:last-child{text-align:right;color:var(--paper);font-weight:400}

/* ---------- form controls ---------- */
.form-shell{background:var(--panel);border:1px solid var(--rule);padding:44px}
fieldset{border:0;margin-bottom:44px}
fieldset:last-of-type{margin-bottom:28px}
legend{
  font-family:'Bebas Neue',sans-serif;font-size:27px;letter-spacing:.04em;color:var(--paper);
  padding-bottom:12px;margin-bottom:24px;width:100%;border-bottom:1px solid var(--rule);
}
legend .n{color:var(--blue);font-family:'Barlow Condensed',sans-serif;font-size:14px;font-weight:600;letter-spacing:.2em;margin-right:12px;vertical-align:middle}
.field-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px 26px}
.field-grid.three{grid-template-columns:repeat(3,1fr)}
/* Bottom-aligned so inputs line up across a row even when labels wrap unevenly */
.field{display:flex;flex-direction:column;justify-content:flex-end;gap:7px}
.field.full{grid-column:1/-1}
.field label,.field .lbl{
  font-family:'Barlow Condensed',sans-serif;font-weight:500;letter-spacing:.14em;
  text-transform:uppercase;font-size:13px;color:var(--silver);
}
.field .hint{font-size:12.5px;color:#7d8ea0;letter-spacing:0;text-transform:none;font-family:'Poppins',sans-serif}
input[type=text],input[type=email],input[type=tel],input[type=number],input[type=date],select,textarea{
  background:var(--ink);border:1px solid var(--rule);color:var(--paper);
  font-family:'Poppins',sans-serif;font-weight:300;font-size:15px;padding:12px 14px;width:100%;
  transition:border-color .2s var(--ease),background .2s var(--ease);border-radius:0;
}
input:hover,select:hover,textarea:hover{border-color:#26445c}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--blue);background:#0c1520}
input::placeholder,textarea::placeholder{color:#65788a}
input:user-invalid,textarea:user-invalid{border-color:#c4626a}
textarea{min-height:130px;resize:vertical}
select{appearance:none;cursor:pointer;
  background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%233b92c4' stroke-width='1.6' fill='none'/%3E%3C/svg%3E");
  background-repeat:no-repeat;background-position:right 14px center;padding-right:38px;
}
.money{position:relative}
.money input{padding-left:28px}
.money::before{content:"$";position:absolute;left:13px;bottom:11px;color:var(--blue);font-size:15px}
.check{display:flex;gap:12px;align-items:flex-start;color:var(--silver);font-size:14.5px;line-height:1.6}
.check input{width:17px;height:17px;margin-top:4px;accent-color:var(--blue);flex-shrink:0}
.check + .check{margin-top:14px}
.note{
  border-left:2px solid var(--blue);padding:2px 0 2px 18px;color:var(--silver);font-size:14.5px;margin-bottom:34px;
}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.form-actions{display:flex;gap:18px;align-items:center;flex-wrap:wrap;padding-top:8px;border-top:1px solid var(--rule)}
.form-actions .small{color:#7d8ea0;font-size:13px}

/* ---------- footer ---------- */
footer{border-top:1px solid var(--rule);padding:60px 0 40px;background:var(--panel);position:relative;z-index:2}
.foot-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:48px}
.foot-grid p{color:var(--silver);font-size:14.5px}
.foot-grid h4{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.2em;text-transform:uppercase;
  font-size:13px;color:var(--blue);margin-bottom:16px;
}
.foot-grid ul{list-style:none;display:grid;gap:9px}
.foot-grid ul a,.foot-grid p a{color:var(--silver);text-decoration:none;font-size:14.5px}
.foot-grid ul a:hover,.foot-grid p a:hover{color:var(--blue-bright)}
.fam{font-family:'Barlow Condensed',sans-serif;letter-spacing:.16em;text-transform:uppercase;font-size:12px;color:var(--blue)}
.foot-bottom{
  margin-top:46px;padding-top:24px;border-top:1px solid var(--rule);
  display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;color:#7d8ea0;font-size:13.5px;
}

/* ---------- motion ---------- */
.reveal{opacity:0;transform:translateY(20px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
.stagger > *{opacity:0;transform:translateY(16px);animation:rise .8s var(--ease) forwards}
.stagger > *:nth-child(1){animation-delay:.05s}
.stagger > *:nth-child(2){animation-delay:.14s}
.stagger > *:nth-child(3){animation-delay:.23s}
.stagger > *:nth-child(4){animation-delay:.32s}
.stagger > *:nth-child(5){animation-delay:.41s}
.stagger > *:nth-child(6){animation-delay:.5s}
@keyframes rise{to{opacity:1;transform:none}}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  .reveal{opacity:1;transform:none;transition:none}
  .stagger > *{opacity:1;transform:none;animation:none}
  *{transition-duration:.01ms !important;animation-duration:.01ms !important}
}

/* ---------- responsive ---------- */
@media (max-width:980px){
  .hero-grid,.split,.contact-grid{grid-template-columns:1fr;gap:48px}
  .portrait{margin:0;max-width:440px}
  .panels,.tiers{grid-template-columns:1fr 1fr}
  .trust{grid-template-columns:1fr 1fr;gap:24px}
  .foot-grid{grid-template-columns:1fr 1fr;gap:36px}
  .row{grid-template-columns:48px 1fr;gap:6px 20px}
  .row .desc{grid-column:2}
  .row .go{grid-column:2;padding-top:10px}
  .form-shell{padding:30px 24px}
}
@media (max-width:720px){
  .panels,.tiers,.forms-grid,.steps,.field-grid,.field-grid.three{grid-template-columns:1fr}
  .steps{gap:26px}
  section,.hero{padding:64px 0}
  .page-head{padding:52px 0 44px}
  .tier.feature{margin-top:6px}
  .modules{padding:32px 26px}
  .foot-grid{grid-template-columns:1fr;gap:32px}
  .statement{padding:26px 22px}
  .statement::before{right:-6px;bottom:-6px;top:6px;left:6px}
  .brand .logo-img{height:36px;padding:5px 9px}
  .foot-grid .brand .logo-img{height:46px}
  .portrait::before{right:-7px;bottom:-7px;top:7px;left:7px}
}

/* ==========================================================================
   Self credit repair portal — progress tracker and dispute letter builder.
   Both are client-side only; nothing here posts anywhere.
   ========================================================================== */

.btn.small{font-size:14px;padding:9px 17px;letter-spacing:.13em}
.cap{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.24em;
  text-transform:uppercase;font-size:12px;color:var(--blue);
}

/* progress header — reads like the total line at the bottom of a ledger */
.track-head{
  display:flex;align-items:center;gap:26px;flex-wrap:wrap;
  border:1px solid var(--rule);background:var(--ink);padding:20px 24px;margin-bottom:34px;
}
.track-count{font-family:'Bebas Neue',sans-serif;font-size:27px;letter-spacing:.03em;line-height:1.1}
.track-count b{color:var(--blue);font-weight:400}
.track-bar{flex:1;min-width:180px;height:6px;background:var(--rule);position:relative;overflow:hidden}
.track-bar i{
  position:absolute;inset:0 auto 0 0;width:0;background:var(--blue);
  transition:width .45s var(--ease);
}
.track-bar.done i{background:var(--brass)}

.stage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:34px 30px}
.stage{border-top:2px solid var(--blue);padding-top:20px}
.stage.done{border-top-color:var(--brass)}
.st-num{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.24em;
  text-transform:uppercase;font-size:13px;color:var(--blue);
}
.stage.done .st-num{color:var(--brass)}
.stage h3{margin:8px 0 8px}
.st-why{color:var(--silver);font-size:14.5px}
.tasks{list-style:none;margin-top:18px;display:grid;gap:12px}
.tasks label{
  display:flex;gap:12px;align-items:flex-start;cursor:pointer;
  color:var(--silver);font-size:14.5px;line-height:1.55;
}
.tasks input{width:17px;height:17px;margin-top:3px;accent-color:var(--blue);flex-shrink:0;cursor:pointer}
.tasks label:hover span{color:var(--paper)}
.tasks input:checked + span{color:#7d8ea0;text-decoration:line-through;text-decoration-color:var(--blue)}
.tasks a{color:var(--blue);text-decoration:none;border-bottom:1px solid rgba(59,146,196,.4)}
.tasks a:hover{color:var(--blue-bright)}

/* letter builder */
.letter-tool{display:grid;gap:26px}
.letter-out{border:1px solid var(--blue);background:var(--panel);padding:26px 24px}
.lo-head{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;margin-bottom:16px}
.lo-actions{display:flex;gap:10px;flex-wrap:wrap}
.lo-text{
  min-height:440px;font-family:ui-monospace,'SFMono-Regular',Menlo,Consolas,monospace;
  font-size:13.5px;line-height:1.7;
}
.lo-note{color:#7d8ea0;font-size:13px;margin-top:12px}

@media (max-width:980px){
  .stage-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:720px){
  .stage-grid{grid-template-columns:1fr;gap:30px}
  .track-head{padding:18px 20px;gap:18px}
  .lo-text{min-height:340px}
}

/* ---------- tool rail: the four tools, as a contents page ---------- */
.tool-rail-sec{padding:0 0 40px}
.tool-rail{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--rule);border:1px solid var(--rule)}
.tool-rail a{
  display:block;background:var(--ink);padding:22px 24px 20px;text-decoration:none;
  transition:background .25s var(--ease);
}
.tool-rail a:hover{background:var(--panel)}
.tool-rail b{
  display:block;font-family:'Bebas Neue',sans-serif;font-size:22px;letter-spacing:.06em;
  color:var(--blue);font-weight:400;line-height:1;
}
.tool-rail span{
  display:block;margin-top:9px;font-family:'Barlow Condensed',sans-serif;font-weight:500;
  letter-spacing:.1em;text-transform:uppercase;font-size:15px;color:var(--paper);
}
.tool-rail em{display:block;margin-top:3px;font-style:normal;font-size:13.5px;color:#7d8ea0}
.tool-rail a:hover span{color:var(--blue-bright)}

/* Conditional letter fields: .field sets display:flex, which would otherwise
   win over the [hidden] attribute's default. */
.field[hidden]{display:none}
.ltype-help{
  margin-top:20px;border-left:2px solid var(--blue);padding:2px 0 2px 18px;
  color:var(--silver);font-size:14.5px;
}
.ltype-help:empty{display:none}
.lo-note a{color:var(--blue);text-decoration:none;border-bottom:1px solid rgba(59,146,196,.4)}
.lo-note a:hover{color:var(--blue-bright)}

/* ---------- dispute log ---------- */
.logtool{border:1px solid var(--rule);background:var(--ink);padding:32px}
.log-add{padding-bottom:26px;border-bottom:1px solid var(--rule)}
.log-add-actions{display:flex;gap:16px;align-items:center;flex-wrap:wrap;margin-top:22px}
.log-add-actions .small{color:#7d8ea0;font-size:13px}
.log-empty{padding:34px 0 6px}
.log-empty p{color:#7d8ea0;font-size:15px}
.log-wrap{overflow-x:auto;margin-top:8px}
.log-table{width:100%;border-collapse:collapse;font-size:15px;min-width:660px}
.log-table th{
  text-align:left;padding:16px 14px 12px 0;border-bottom:1px solid var(--rule);
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.18em;
  text-transform:uppercase;font-size:12.5px;color:var(--blue);white-space:nowrap;
}
.log-table td{padding:15px 14px 15px 0;border-bottom:1px dashed var(--rule);vertical-align:middle}
.log-table tr:last-child td{border-bottom:0}
.log-table .lg-item{color:var(--paper);font-weight:400;min-width:170px}
.log-table .lg-who,.log-table .lg-date{color:var(--silver);white-space:nowrap}
.log-table .lg-due b{
  display:block;font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.08em;
  color:var(--paper);white-space:nowrap;
}
.log-table .lg-status select{padding:8px 30px 8px 11px;font-size:14px;min-width:172px}
.log-table .lg-rm{width:1%;text-align:right}
.log-table tr.is-resolved .lg-item,.log-table tr.is-resolved .lg-due b{color:#7d8ea0}
.lg-x{
  background:none;border:1px solid var(--rule);color:#7d8ea0;cursor:pointer;
  width:30px;height:30px;line-height:1;font-size:19px;
  transition:border-color .2s var(--ease),color .2s var(--ease);
}
.lg-x:hover{border-color:#c4626a;color:#c4626a}
.pill{
  display:inline-block;margin-top:5px;padding:3px 10px;
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.13em;
  text-transform:uppercase;font-size:11.5px;white-space:nowrap;
  border:1px solid rgba(59,146,196,.45);color:var(--blue);
}
.pill.soon{border-color:rgba(201,169,106,.6);color:var(--brass)}
.pill.late{border-color:rgba(196,98,106,.65);color:#d98189}
.log-foot{
  display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;
  margin-top:26px;padding-top:22px;border-top:1px solid var(--rule);
}
.log-foot[hidden]{display:none}
.log-tally{
  font-family:'Barlow Condensed',sans-serif;font-weight:600;letter-spacing:.16em;
  text-transform:uppercase;font-size:13px;color:var(--silver);
}
.log-note,.calc-note{margin:30px 0 0}
.log-note a,.calc-note a{color:var(--blue);text-decoration:none;border-bottom:1px solid rgba(59,146,196,.4)}
.log-note a:hover,.calc-note a:hover{color:var(--blue-bright)}

/* ---------- utilization calculator ---------- */
.calc{border:1px solid var(--rule);background:var(--panel);padding:36px}
.calc-out{
  display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start;
  margin-top:34px;padding-top:32px;border-top:1px solid var(--rule);
}
.calc-big{
  font-family:'Bebas Neue',sans-serif;font-size:64px;line-height:1;letter-spacing:.02em;
  color:var(--paper);margin:6px 0 16px;
}
.calc-now .track-bar{width:100%;flex:none}
.track-bar.hot i{background:#c4626a}
.calc-verdict{margin-top:16px;color:var(--silver);font-size:15px}
.calc-targets{display:grid;gap:0;font-size:14.5px}
.calc-targets div{display:flex;align-items:baseline;gap:10px;padding:13px 0;border-bottom:1px dashed var(--rule)}
.calc-targets div:last-child{border-bottom:0}
.calc-targets dt{
  color:var(--silver);font-family:'Barlow Condensed',sans-serif;letter-spacing:.1em;
  text-transform:uppercase;font-size:13px;white-space:nowrap;
}
.calc-targets dd{
  margin-left:auto;display:flex;align-items:baseline;gap:10px;flex:1;justify-content:flex-end;
  font-family:'Bebas Neue',sans-serif;font-size:20px;letter-spacing:.04em;color:var(--brass);
  white-space:nowrap;
}
.calc-targets dd::before{content:"";flex:1;border-bottom:1px dotted rgba(169,185,202,.35);transform:translateY(-4px)}

.visually-hidden{
  position:absolute;width:1px;height:1px;margin:-1px;padding:0;
  overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0;
}

@media (max-width:980px){
  .tool-rail{grid-template-columns:1fr 1fr}
  .calc-out{grid-template-columns:1fr;gap:32px}
}
@media (max-width:720px){
  .tool-rail{grid-template-columns:1fr}
  .tool-rail a{padding:16px 20px}
  .logtool,.calc{padding:24px 20px}
  .calc-big{font-size:52px}
  .log-foot{flex-direction:column;align-items:flex-start}
}

/* The header menu carries nine links now, so it collapses to the burger a
   little earlier than the rest of the layout does. */
@media (max-width:1100px){
  .nav-links{gap:14px}
  .nav-links a{font-size:15px;letter-spacing:.06em}
}
@media (max-width:900px){
  .nav-links{
    display:none;position:absolute;top:76px;left:0;right:0;background:var(--panel);
    flex-direction:column;padding:22px 26px;gap:18px;border-bottom:1px solid var(--rule);align-items:flex-start;
  }
  .nav-links.open{display:flex}
  .nav-links a{font-size:16px;letter-spacing:.11em}
  .nav-links .nav-cta{display:block;width:100%;margin-top:4px}
  .nav-links .nav-cta a{
    display:block;text-align:center;color:#08111a;border-bottom:1px solid var(--blue);padding:13px 26px;
  }
  .nav-links .nav-cta a:hover{color:#08111a}
  .menu-btn{display:block}
  .nav .btn{display:none}
}

@media print{
  header,footer,.page-head,.track,.section-head,.panels,.partners,.faq,.callout,.statement,
  .tool-rail-sec,.logtool,.calc,.letter-out .lo-head,.letter-out .lo-note,
  form[data-letter],body::after{display:none !important}
  body{background:#fff;color:#000}
  .letter-out{border:0;background:#fff;padding:0}
  .lo-text{
    border:0;background:#fff;color:#000;min-height:0;height:auto;
    font-family:'Times New Roman',Times,serif;font-size:12pt;line-height:1.55;
  }
}